Long-Term Returns

VCA members build equity through Patronage Certificate Accounts. Every year, 75% of your distribution dividend is converted into these long term investments. In the following year, you get paid variable interest (currently 4%) on the Certificates in your account.

Your Patronage Certificates mature after 15 years. Then, they are paid back to you in cash.

These long-term member benefits can create a more secure financial future.  Ask your VCA Area Sales Manager for details.